Best collateral loan for p2p lending services

[abstream]

As a part of small research I created a poll on bittcointalk - what is a suitable collater against a loan that you will receive in crypto currency.
In overal it shall be a digital asset that is liquid and stable. There is an ongoin discussion I thoutgh that you guys might be interested:

https://bitcointalk.org/index.php?topic=925961

Local namecoin discussion is also interesting. For example, would you pledge namecoin(so you do not need to sell it) and get a temporary loan in another currency, e.g. bitcoin to do some business as usual thing?

[drllau]

this should already be covered by personal property securities legislation. you can register assets whether car, boat, plant/equipment (mining rigs?) and so long as can find someone willing to lend in bit/name-coin the existing mechanisms can handle it.

what is a little trickier is putting a value on intangibles (copyright, branding etc) and getting acceptable loan-to-value rations (5-10% typical). The actual mechanics of crypto-currency to existing fiat coinage is well-serviced.

[phelix]

Cross currency loans are bad. Particularly so with Bitcoin and other cryptocurrencies involved.

[drllau]

Cross currency loans are bad. Particularly so with Bitcoin and other cryptocurrencies involved.

see how the Swiss do it with their WIR framework. You can define the units (optional) as normalised to a unit of electricity or altcoin (so long as the contributors agree). You can have units backed by real property domestically and cryptocurrency globally (though this creates capital geographical-based surplus)